Goal Setting Template Excel

Saturday, March 7th 2020. | Sample Templates

Goal Setting Template Excel- goal setting worksheet template excel, excel goal setting and tracking template, goal setting template excel, excel template for goal setting, goal setting template excel free, smart goal setting template excel, goal setting excel template free,
goal setting template
Goal Setting Template – 6 Free Word, PDF Document Download Free … from Goal Setting Template Excel, source:Template.net
goal
Goal Setting Templates and Goal Planners – Download PDF from Goal Setting Template Excel, source:Printsbery
goal setting template
50 Free Goal Setting Template (Excel Word & Pdf) – RedlineSP from Goal Setting Template Excel, source:RedlineSP
personal goal setting examplesml
9 Personal Goal Setting Examples – PDF Examples from Goal Setting Template Excel, source:Examples
excel financial planning template creating financial plan
Financial planning template (free!) Create your own financial plan! from Goal Setting Template Excel, source:Freefincal

Digital goal planner Goal setting Goal journal Goal Etsy in 2021 … from Goal Setting Template Excel, source:Pinterest
goal sheet templates
9 Goal Sheet Templates Free PDF, Word, Excel Formats from Goal Setting Template Excel, source:Creative Template
free goal setting planner template
Goal Setting Planner Template – Organized Island from Goal Setting Template Excel, source:Organized Island –

What to do if our life-partner is not interested in money management What to do if our life-partner is not interested in money management A reader who prefers anonymity asks, “Dear Pattu Sir, my wife is not interested in personal finance. She is not interested in know where our investments are or how they are tagged to our goals.” A reader who prefers anonymity asks, “Dear Pattu Sir, my wife is not interested in personal finance. She is not interested in know where our investments are or how they are tagged to our goals.” “She has never done an online transaction before had no clue of how to pay bills online and how many bills we have. While I appreciate her faith in me for obvious reasons, I am worried. How do I get her interested in at least the basics of money management?” “She has never done an online transaction before had no clue of how to pay bills online and how many bills we have. While I appreciate her faith in me for obvious reasons, I am worried. How do I get her interested in at least the basics of money management?” Note: We wish to acknowledge that many men are clueless about personal finance and leave it all to their wives. So the following discussion will be gender-neutral. Note: We wish to acknowledge that many men are clueless about personal finance and leave it all to their wives. So the following discussion will be gender-neutral. Well, join the club, my friend! I am also in the same boat as you are, and I am also as worried. While I will share some of the steps I have taken, they are not yet complete. I am hoping this article will push me to complete them. Well, join the club, my friend! I am also in the same boat as you are, and I am also as worried. While I will share some of the steps I have taken, they are not yet complete. I am hoping this article will push me to complete them. Our presence is not indispensable to our family or anyone else in the world. They will find a way in our absence. We can only take the horse to the water and cannot make it drink. So all we can do is to urge them to take an interest. If they don’t, our energies are better spent in doing the following. Our presence is not indispensable to our family or anyone else in the world. They will find a way in our absence. We can only take the horse to the water and cannot make it drink. So all we can do is to urge them to take an interest. If they don’t, our energies are better spent in doing the following. List of essentials our partner should be able to access in our absence They should know (or better still, decide) the location of bank passbooks; Health and Life Insurance policies; Health insurance cards; Other relevant paperwork; Enough cash at all times to last a month or two in a couple of banks accounts. They should have access to these via ATM. If they use it for shopping, the remembering the pin problem is solved! They should know the contact number of a friend, family member, or better still, a SEBI registered fee-only financial planner to contact when required. If this is not done, some well-intentioned ‘know it all’ Uncle will step in and undo all the good work you have done. Wherever you invest or save, make your life partner the second holder and not the nominee. This will make the transmission of holdings so much easier. Set up an automatic forward of the monthly CAMS/NSDL statement of all your MF and stock, bond holdings to their email address. Explain what it is and make them auto-archive these emails (and not delete them in disgust). With this, a SEBI registered fee-only financial advisor can quickly and effectively guide your spouse. Share a text document or spreadsheet with them with full details of your investment plans: goals, target corpus, monthly investments made, asset allocations, investments, insurance details. Pretty much everything you think they should know or need. I have seen people share or request a template for this. There is no need for that. Just list all essential information in any manner that you like. Some partners would refuse to read this (ahem!). That is fine. It is enough if they know where it is. Create a hard copy of this document also. Attach a list of don’ts to the above document: Never listen to a bank RM Never listen to any sales guy without consulting a fee-only advisor or trusted friend who know enough about finance and shares your investment philosophy etc. Make a will if necessary and ensure they are aware of details. You can entrust a copy of the will to the fee-only advisor. I mentioned “if necessary” because your networth can be apportioned beforehand with some planning. For example, if you have liquid assets worth Rs. one crore, you can divide them into three parts and invest them in three different places. Your wife, son and daughter, can be the second holder in each of the three accounts. This help in the quick transmission of funds. Of course, there would be cases where a will is necessary. A fee-only advisor is typically trained in estate management and should be able to guide you. I prefer an “open will” where all relevant members know the contents when written. Online passwords: We have the following arrangement. I am sure there are better ways available. I have LastPass installed on both our laptops. All our banks, MF, Demat, utility bill passwords are stored here*. This requires a master password to open. I asked my wife to set the password. Each time I log in, I ask her to state the password to ensure she remembers.  Some utility bill passwords are also stored in Chrome. So she should be able to login in my absence. In the above-mentioned document, list the password recovery method for some important websites. For example, which email or phone number was used for the login etc. The only thing this leaves out (for my situation) is basic training in online payment usage. My wife is educated enough to understand instructions on the page and handle this on her own. She knows the basics like not to use the same device for the opt and log in; prefer a feature phone over a smartphone for the otps; to be careful with pins and passwords etc. List of essentials our partner should be able to access in our absence They should know (or better still, decide) the location of bank passbooks; Health and Life Insurance policies; Health insurance cards; Other relevant paperwork; Enough cash at all times to last a month or two in a couple of banks accounts. They should have access to these via ATM. If they use it for shopping, the remembering the pin problem is solved! They should know the contact number of a friend, family member, or better still, a SEBI registered fee-only financial planner to contact when required. If this is not done, some well-intentioned ‘know it all’ Uncle will step in and undo all the good work you have done. Wherever you invest or save, make your life partner the second holder and not the nominee. This will make the transmission of holdings so much easier. Set up an automatic forward of the monthly CAMS/NSDL statement of all your MF and stock, bond holdings to their email address. Explain what it is and make them auto-archive these emails (and not delete them in disgust). With this, a SEBI registered fee-only financial advisor can quickly and effectively guide your spouse. Share a text document or spreadsheet with them with full details of your investment plans: goals, target corpus, monthly investments made, asset allocations, investments, insurance details. Pretty much everything you think they should know or need. I have seen people share or request a template for this. There is no need for that. Just list all essential information in any manner that you like. Some partners would refuse to read this (ahem!). That is fine. It is enough if they know where it is. Create a hard copy of this document also. Attach a list of don’ts to the above document: Never listen to a bank RM Never listen to any sales guy without consulting a fee-only advisor or trusted friend who know enough about finance and shares your investment philosophy etc. Make a will if necessary and ensure they are aware of details. You can entrust a copy of the will to the fee-only advisor. I mentioned “if necessary” because your networth can be apportioned beforehand with some planning. For example, if you have liquid assets worth Rs. one crore, you can divide them into three parts and invest them in three different places. Your wife, son and daughter, can be the second holder in each of the three accounts. This help in the quick transmission of funds. Of course, there would be cases where a will is necessary. A fee-only advisor is typically trained in estate management and should be able to guide you. I prefer an “open will” where all relevant members know the contents when written. Online passwords: We have the following arrangement. I am sure there are better ways available. I have LastPass installed on both our laptops. All our banks, MF, Demat, utility bill passwords are stored here*. This requires a master password to open. I asked my wife to set the password. Each time I log in, I ask her to state the password to ensure she remembers.  Some utility bill passwords are also stored in Chrome. So she should be able to login in my absence. In the above-mentioned document, list the password recovery method for some important websites. For example, which email or phone number was used for the login etc. The only thing this leaves out (for my situation) is basic training in online payment usage. My wife is educated enough to understand instructions on the page and handle this on her own. She knows the basics like not to use the same device for the opt and log in; prefer a feature phone over a smartphone for the otps; to be careful with pins and passwords etc. * I can hear the tech guys sharpening their knives because they feel there are better options than LastPass. I don’t doubt it. Thank you. * I can hear the tech guys sharpening their knives because they feel there are better options than LastPass. I don’t doubt it. Thank you. This way, in our absence, they have access to cash for immediate requirements; they can log in to relevant websites as and when required or recover passwords. They have a document that mentions everything we planned, and they have contacts of a trusted friend or investment advisor. The rest is up to them. Do share if you found this useful Use our Robo-advisory Excel Template for a start-to-finish financial plan! Now with a new demo video! ⇐ More than 640 investors and advisors use this! Our flagship course! Learn to manage your portfolio like a pro to achieve your goals regardless of market conditions! ⇐ More than 2525 investors and advisors are part of our exclusive Facebook Group! Get clarity on how to plan for your goals and achieve the necessary corpus no matter what the market condition is!! Watch the first lecture for free!  One-time payment! No recurring fees! Life-long access to videos in an exclusive Facebook Group! Reduce fear, uncertainty and doubt while investing! Learn how to plan for your goals before and after retirement with confidence. Our new course!  Increase your income by getting people to pay for your skills! ⇐ More than 585 salaried employees, entrepreneurs and financial advisors are part of our exclusive Facebook Group! Learn how to get people to pay for your skills! Whether you are a professional or small business owner who wants more clients via online visibility or a salaried person wanting a side income or passive income, we will show you how to achieve this by showcasing your skills and building a community that trusts you and pays you! (watch 1st lecture for free). One-time payment! No recurring fees! Life-long access to videos in an exclusive Facebook Group!    My new book for kids: “Chinchu gets a superpower!” is now available! This way, in our absence, they have access to cash for immediate requirements; they can log in to relevant websites as and when required or recover passwords. They have a document that mentions everything we planned, and they have contacts of a trusted friend or investment advisor. The rest is up to them. Do share if you found this useful Use our Robo-advisory Excel Template for a start-to-finish financial plan! Now with a new demo video! ⇐ More than 640 investors and advisors use this! Our flagship course! Learn to manage your portfolio like a pro to achieve your goals regardless of market conditions! ⇐ More than 2525 investors and advisors are part of our exclusive Facebook Group! Get clarity on how to plan for your goals and achieve the necessary corpus no matter what the market condition is!! Watch the first lecture for free!  One-time payment! No recurring fees! Life-long access to videos in an exclusive Facebook Group! Reduce fear, uncertainty and doubt while investing! Learn how to plan for your goals before and after retirement with confidence. Our new course!  Increase your income by getting people to pay for your skills! ⇐ More than 585 salaried employees, entrepreneurs and financial advisors are part of our exclusive Facebook Group! Learn how to get people to pay for your skills! Whether you are a professional or small business owner who wants more clients via online visibility or a salaried person wanting a side income or passive income, we will show you how to achieve this by showcasing your skills and building a community that trusts you and pays you! (watch 1st lecture for free). One-time payment! No recurring fees! Life-long access to videos in an exclusive Facebook Group!    My new book for kids: “Chinchu gets a superpower!” is now available! Both boy and girl version covers of Chinchu gets a superpower. Most investor problems can be traced to a lack of informed decision making. We have all made bad decisions and money mistakes when we started earning and spent years undoing these mistakes. Why should our children go through the same pain? What is this book about? As parents, if we had to groom one ability in our children that is key not only to money management and investing but for any aspect of life, what would it be? My answer: Sound Decision Making. So in this book, we meet Chinchu, who is about to turn 10. What he wants for his birthday and how his parent’s plan for it and teach him several key ideas of decision making and money management is the narrative. What readers say! Both boy and girl version covers of Chinchu gets a superpower. Most investor problems can be traced to a lack of informed decision making. We have all made bad decisions and money mistakes when we started earning and spent years undoing these mistakes. Why should our children go through the same pain? What is this book about? As parents, if we had to groom one ability in our children that is key not only to money management and investing but for any aspect of life, what would it be? My answer: Sound Decision Making. So in this book, we meet Chinchu, who is about to turn 10. What he wants for his birthday and how his parent’s plan for it and teach him several key ideas of decision making and money management is the narrative. What readers say!

tags: , , , ,